FINANCING
We believe there should be no barriers between you and that perfect piece of jewelry, whether it's a custom-made piece or a one-of-a-kind in-stock item.
That's why we offer a variety of flexible payment options, including special financing through Wells Fargo as a member of the American Gem Society, layaway, and various purchase methods. Learn more below to determine which option may be best for you.
FINANCING PLAN OPTIONS
We offer special terms promotions. You can select which promotional period works best for you. We are flexible when it comes to minimum purchase amounts. The Wells Fargo Jewelry Advantage credit card is issued with approved credit by Wells Fargo Bank.
No Interest if Paid in Full within 6 Months
Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.*
Minimum purchase of $500 required.
No Interest if Paid in Full within 12 Months
Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.**
Minimum purchase of $3000 required.
*The Card Name credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases of $500 or more charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 3/1/2024 and is subject to change. For current information, call us at 1-800-431-5921.
**The Card Name credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases of $3000 or more charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 3/1/2024 and is subject to change. For current information, call us at 1-800-431-5921.
LAYAWAY PAYMENTS
If you would like to incrementally pay for a piece of jewelry before receiving it, we offer layaway plans! At the time you decide to place an item on layaway, a 20% deposit + tax will be due. Items can be placed on layaway for a maximum of 6 months and require equal monthly payments. Simple as that.
Canceled layaway items of in-stock merchandise will be subject to a 20% restocking fee, and a store credit will be issued with any remaining money paid towards the item. Special order items put on layaway cannot be canceled or refunded.
ACCEPTED PAYMENT METHODS
Credit Card
We accept all major credit cards including Visa, Mastercard, Discover, and American Express.
PayPal
Use your PayPal account for a faster checkout on our online store.
Apple Pay
Streamline your payment experience using Apple Pay on your mobile phone.
Cash or Check
If you are shopping in store, we also accept cash or check payments.